Working with a reliable and trustworthy insurance agency can make all the difference should you ever have to file a claim. GOEBEL Insurance & Financial can help you find the appropriate auto insurance policy for your coverage needs and budget. We have extensive knowledge regarding the risks facing drivers who live in Southeast Wisconsin and experience with calculating the potential costs of a loss.
Major Coverage Auto Insurance
Auto insurance policies are different, based on the coverage you require. Some major auto insurance coverages are required by state law. When purchasing a policy, consider the following potential coverage needs:
Collision Coverage – Collision coverage pays for repairs after a collision with another vehicle. It will contribute towards a replacement for your vehicle if it is a total loss.
Comprehensive Coverage – Not all accidents are collisions with other vehicles. Comprehensive insurance covers events such as engine fires, hail damage or hitting a deer. There are several deductible options available.
Bodily Injury Coverage – Depending on your policy’s coverage limits, this will pay compensation for bodily injuries or death as a result of an auto accident. Some of the types of expenses that this covers could include medical bills, loss of income and other related losses.
Property Damage – If you’re found to be responsible for an accident and property damage occurred, this part of the policy would pay for the repairs. Typically, this coverage will pay for damage to another vehicle, a business, a home, a fence and other similar structures.
Uninsured & Underinsured Motorist – Not everyone has proper insurance coverage, or in the cases of some irresponsible people, some have no insurance at all. Carrying Uninsured and Underinsured Motorist coverage, otherwise known as UI/UIM, would pay for damage should an accident occur with a driver occur.
Get Savings with Bundles & Discounts
At GOEBEL Insurance & Financial, we offer an assortment of policies and some discounts are offered when you bundle your auto insurance with other policies, such as a homeowners’ policy. Additionally, other potential discounts could include a multi-car discount, good driver discount, good student discount, and a safety equipment discount for having a car with such features as airbags.
Contact Us for Your No-Obligation Auto Insurance Quote
Call us today to make an appointment or visit our local office in Fond du Lac, WI, for a consultation with one of our experienced insurance agents. We can help you find the right coverage for your vehicles and your auto insurance needs. Contact us now to get started!
